Loan Rates In 2025. The best debt consolidation loan interest rates are reserved for borrowers with good or excellent credit (690 or higher credit score). The interest rates offered on personal loans by most lenders usually range between 10.49% to 26% p.a., with some public sector banks offering lower rates.

Sba loan rates vary based on a number of factors, including the loan program, amount and term. We reviewed 16 popular auto loan lenders based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience.