Auto Loan Refinance Rates 2025. We reviewed 22 popular auto refinance lenders based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application. Bankrate reviewed and compared the best auto loan refinance rates.

We’ve rounded up the current average interest rates for new car loans, used car loans and refinance car loans. Refinancing your auto loan can help you get a lower interest rate, extend your loan term or borrow cash based on your car’s equity.